Claim Duration Exposure Estimator Claim Duration Exposure Estimator Business Case Support Claim Duration Exposure Estimator Estimate the operational cost of continued uncertainty versus earlier clarification. 2-minute tool No personal health info required Estimate only Enter values below to generate an exposure estimate. 1 Employment cost inputs Annual salary $ Benefit replacement rate % Portion of salary paid during absence Employer on-cost rate % Benefits, CPP, EI, overhead, etc. Additional delay being considered 2 weeks 4 weeks 6 weeks 8 weeks 12 weeks 2 Operational cost inputs Temp / overtime cost per week $ Supervisor / admin hours per week hrs Internal admin hourly rate $ / hr Productivity drag optional % Team-wide productivity reduction from absence 3 Clarification scenario Estimated one-time assessment cost $ Typical FAE/IME range: $1,500–$6,000 depending on scope and jurisdiction Expected decision acceleration 2 weeks earlier 4 weeks earlier 6 weeks earlier 8+ weeks earlier Estimated weeks of delay avoided through earlier clarification How this estimate works Wage replacement Annual salary ÷ 52 × replacement rate × delay weeks On-cost burden Wage replacement × on-cost rate Temp / overtime Weekly temp cost × delay weeks Admin burden Admin hours × hourly rate × delay weeks Productivity drag Annual salary ÷ 52 × drag % × delay weeks Total delay exposure Sum of all components above Estimate only. Internal costs, benefit structures, and case complexity vary. This tool does not guarantee outcomes or savings. Reset to sample numbers Disclaimer & compliance note This tool is for business planning purposes only. It does not collect personal health information and does not guarantee savings or outcomes. Estimates are illustrative and based on inputs provided. Internal costs, benefit structures, and case complexity vary significantly. This tool does not constitute financial, legal, or clinical advice. Do not enter employee names, claim numbers, or other personal identifiers. Delay exposure — View estimate
