Canada Pension Plan Disability Benefit (CPP-D) is a monthly payment provided by the Canadian government to eligible individuals who have a severe and prolonged disability that prevents them from working regularly.
1. How do I qualify for Canada Pension Plan Disability Benefit?
To qualify for CPP-D, you must have made enough contributions to the Canada Pension Plan during your working years and have a severe and prolonged disability, which is expected to last at least one year or result in death.
2. What is considered a severe and prolonged disability?
A severe and prolonged disability is defined as a physical or mental impairment that prevents you from regularly performing substantial gainful work, and is likely to continue for an extended period of time.
3. How much can I receive through CPP-D?
The amount you receive through CPP-D will depend on how much you have contributed to the Canada Pension Plan and the length of time you have been disabled. The average monthly payment in 2021 is $1,101.10.
4. Can I receive CPP-D if I am already receiving another disability benefit, such as workers’ compensation?
Yes, you can receive CPP-D even if you are receiving other disability benefits. However, the total amount received from all sources may be subject to a maximum limit.
5. Can I work while receiving CPP-D?
Yes, you are allowed to work while receiving CPP-D, but there are income thresholds that you must stay within to continue receiving the benefit. Any income above these thresholds may result in a reduction or termination of your CPP-D payments.
6. How long does it take to process a CPP-D application?
The processing time for a CPP-D application can vary, but on average it takes approximately four months. It is important to submit all required documentation and medical evidence to avoid delays.
7. Can I apply for CPP-D online?
Yes, you can apply for CPP-D online through the official Government of Canada website. You can also choose to submit a paper application by mail or in person at a Service Canada office.