Canada Disability Pension

DEFINITION: Canada Disability Pension is a financial support program provided by the Government of Canada to individuals with disabilities who are unable to work and require assistance for their daily living expenses.

1. What is Canada Disability Pension?
Canada Disability Pension, also known as the Canada Pension Plan Disability (CPPD), is a monthly payment given to individuals who have contributed to the Canada Pension Plan and are deemed disabled according to specific eligibility criteria.

2. Who is eligible for Canada Disability Pension?
To be eligible for Canada Disability Pension, applicants must have a severe and prolonged disability that prevents them from working on a regular basis, be under the age of 65, and have made enough contributions to the CPP during their working years.

3. How much do individuals receive through Canada Disability Pension?
The amount an individual receives through Canada Disability Pension varies based on their average contribution to the CPP and the number of years they have contributed. The maximum monthly payment as of 2021 is $1,204.60, but the actual amount may be lower based on individual circumstances.

4. How can one apply for Canada Disability Pension?
To apply for Canada Disability Pension, individuals need to complete the CPP Disability Benefits application form and submit it to the Government of Canada. The application requires medical information from healthcare professionals and supporting documentation.

5. Is there a waiting period for Canada Disability Pension?
Yes, there is a waiting period of four months from the date the disability is determined to have begun. This means that individuals will receive benefits starting from the fifth month after their application is approved.

6. Can individuals work and still receive Canada Disability Pension?
While individuals can engage in some employment activities, there are limitations on the income they can earn while receiving Canada Disability Pension. Earning above specified thresholds can affect the amount of pension received.

7. Are there other benefits available to Canada Disability Pension recipients?
Yes, individuals receiving Canada Disability Pension are also eligible for other benefits such as the Disability Tax Credit, Registered Disability Savings Plan (RDSP), and various provincial and territorial programs that provide additional financial assistance and support for individuals with disabilities.