Independent Medical Evaluations (IMEs) Explained
| FAQs | Answers |
|---|---|
| What are Independent Medical Evaluations (IMEs)? | IMEs are medical examinations conducted by unbiased healthcare professionals to assess a person’s medical condition, disability, or injury. |
| Who requests IMEs? | IMEs are usually requested by insurance companies, employers, attorneys, or government agencies to obtain an impartial evaluation. |
| Why are IMEs needed? | IMEs help determine the extent of an individual’s injury, disability, or medical condition, and whether it was caused by an accident or other factors. |
| Who performs IMEs? | IMEs are typically conducted by independent medical experts who specialize in the relevant field of medicine. |
| What is involved in an IME? | An IME may include a physical examination, review of medical records, diagnostic tests, and an interview with the patient. |
| Are IMEs always objective? | IMEs are intended to be objective, but the impartiality of the evaluator can vary. It is important to choose an experienced and reputable evaluator. |
| What happens after an IME? | The evaluator prepares a detailed report that includes their findings, opinions, and recommendations. This report is then provided to the requesting party. |
| Can IME reports be used in legal proceedings? | Yes, IME reports are often used as evidence in legal proceedings, especially personal injury, workers’ compensation, or disability cases. |
| Are IMEs covered by insurance? | Some insurance policies cover the cost of IMEs, while others may require the requesting party to pay for the evaluation. |
| Can I refuse to attend an IME? | Depending on the circumstances, refusing to attend an IME may have consequences, such as the denial of benefits or a negative impact on your case. |