Independent Medical Evaluations (IMEs) Explained
| Question | Answer |
|---|---|
| 1. What are Independent Medical Evaluations (IMEs)? | IMEs are medical assessments conducted by an independent medical professional who has no prior involvement in the patient’s care. They are often requested by insurance companies or legal parties to obtain an objective opinion about a person’s health condition. |
| 2. Who typically requests an IME? | IMEs are typically requested by insurance companies, legal representatives, or employers. |
| 3. What is the purpose of an IME? | The purpose of an IME is to evaluate a person’s medical condition, determine the extent of any disabilities or impairments, assess treatment needs, and provide an independent opinion regarding causation, prognosis, or work-relatedness. |
| 4. How long does an IME usually take? | The duration of an IME can vary depending on the complexity of the case, but it typically takes a few hours to a full day. |
| 5. Who performs an IME? | An IME is performed by a qualified medical professional such as a medical doctor or specialist with expertise in the relevant area. |
| 6. Are IMEs covered by insurance? | In some cases, insurance may cover the cost of an IME, especially when it is requested by the insurance company itself. |
| 7. Is an IME the same as a regular medical examination? | No, an IME is different from a regular medical examination because it is conducted by an independent evaluator who has no prior treating relationship with the patient. |
| 8. Can I bring someone with me to an IME? | Usually, you can bring someone with you to an IME. However, it is important to inform the evaluator in advance. |
| 9. How should I prepare for an IME? | You should bring any relevant medical records, medications, and identification documents. It is also helpful to prepare a list of questions or concerns to discuss with the evaluator. |
| 10. Will I receive a copy of the IME report? | Typically, the IME report is sent directly to the party that requested the evaluation, but you may be able to obtain a copy upon request. |